XRP ETF Inflows Strengthen as Analysts Project Potential Price Upside Through 2026

The cryptocurrency market is increasingly focusing on Ripple (XRP) as capital inflows into XRP-based exchange-traded fund (ETF) products continue to strengthen. The latest data show that XRP ETFs have recorded consistent net inflows, prompting analysts to assess the potential for XRP price appreciation over the medium to long term, extending into 2026.

According to market analytics reports, spot XRP ETFs listed in the United States have continued to post daily net inflows without a single outflow day since their launch in mid-November 2025. As a result, total assets under management (AUM) for these products have now surpassed US$1.14 billion, reflecting growing institutional interest in XRP as an investment instrument.

Consistent Capital Inflows Fuel Market Optimism

Additional data indicate that on December 18, 2025 alone, XRP ETFs attracted approximately US$30.41 million in daily inflows. With this addition, cumulative inflows since launch have exceeded US$1.06 billion, and the capital inflow trend has so far shown no signs of slowing. This consistency in inflows is widely viewed as a strong signal of rising market confidence in XRP, particularly among institutional investors who prefer regulated investment vehicles such as ETFs to gain exposure to digital assets.

Implications for XRP Price Projections in 2026

Several analysts and market observers believe that steady ETF inflows represent a fundamentally bullish indicator for XRP. Increasing institutional allocations are expected to reduce the amount of freely tradable XRP available on exchanges, potentially creating stronger demand-side pressure in the market. Some unofficial projections suggest that if the inflow momentum continues and global crypto market conditions remain supportive, XRP prices could move into the US$2.50 to US$4.00 range by 2026, compared with price levels around the US$1 range at the end of 2025. Supporting factors behind these projections include broader ETF adoption by institutional investors, which expands the buyer base, as well as improving sentiment toward crypto assets that now have regulated investment access through ETF structures.

Price Response and Near-Term Challenges

Despite the strong growth in ETF inflows, XRP price action has remained volatile in the short term. Several reports note that amid record ETF inflows, XRP prices briefly fell below the US$2 level on December 17, 2025. This situation highlights a divergence between capital flow strength and short-term price performance.

Analysts caution that ETF inflows are not the sole determinant of price movements. Macroeconomic sentiment, global liquidity conditions, and the broader adoption of Ripple’s technology remain key variables that will influence whether long-term price projections are ultimately realized.

Supported by solid and sustained ETF inflow data, the outlook for XRP prices toward 2026 is now considered more optimistic than in previous periods. Institutional participation through ETF products provides a foundation of structural demand that could help support XRP’s performance over the medium to long term.