Bank Indonesia lists cross-border QRIS availability in Thailand, Malaysia, Singapore, Japan, South Korea, and China through participating payment service providers. The feature lets users pay abroad with a supported domestic app, with currency conversion handled automatically. Availability may depend on the app and whether a merchant accepts QRIS.

The transaction limit is Rp10 million per payment. Before paying, confirm that the destination and merchant are supported, use an official payment-service app, and review the rupiah amount shown before approving. Keep the receipt and check for a successful-payment notification. Fees or service terms may depend on the provider you use.

Cross-border payment convenience does not replace travel-budget planning. Set a spending limit, watch for QR codes that have been replaced or do not match the merchant, and never share your PIN or one-time passcode. If a transaction fails or looks suspicious, contact the provider through its official channel.

Source: Bank Indonesia’s cross-border QRIS page, accessed 24 October 2026. Recheck supported destinations and apps before travel because coverage may change.