<p>The Financial Services Authority (OJK) said it had not seen signs of a broad health insurance premium increase linked to Influenza A, Bisnis.com reported on October 21, 2026. OJK explained that premiums are based on actuarial calculations and longer-term factors. A short-term rise in claims may affect costs, but the impact was described as manageable.</p><p>This statement does not guarantee that every policyholder’s premium will remain unchanged. Adjustments may depend on policy terms, risk profile, claims history, healthcare costs, and insurer policy. Customers should read official notices from their insurer rather than rely on social media rumors.</p><h3>What to check in a policy</h3><p>Review waiting periods, exclusions, annual limits, hospital networks, claim procedures, and how premium changes are communicated. If an adjustment is proposed, ask for written details about the reason and effective date. Compare coverage comprehensively before deciding whether to keep or replace protection.</p><p>This article summarizes OJK’s comments and is not medical advice or a recommendation to buy a particular insurance product. Market conditions may change as claims and healthcare costs develop.</p><p><strong>Source:</strong> <a href="https://finansial.bisnis.com/read/20261021/215/2014608/ojk-belum-lihat-sinyal-kenaikan-premi-asuransi-kesehatan-imbas-influenza-a">Bisnis.com, October 21, 2026</a>.</p>